Accounts Receivable Finance
Accounts Receivable Finance
Accounts Receivable Finance OverviewEverything about Copay's accounts receivable finance facility.How It WorksApply, connect, and get paid the next business day.Accelerate Your PaymentsInsurance takes 60 days. Copay takes one.Healthcare Claims FinancingNot a loan. Not an MCA. Your claims, paid sooner.Flexible Funding OptionsScales automatically with your claim volume.Improve Cash FlowConsistent, predictable working capital.Reduce Collection DelaysStop the 30–90 day reimbursement wait.Benefits and FeaturesEverything included. No hidden terms.
Behavioral Health
Mental Health PracticesTherapists, LCSWs, LPCs, psychologistsABA TherapyApplied Behavior Analysis, autism servicesPsychiatryMedication management, diagnostic evaluationsTelehealth Behavioral HealthVirtual therapy, online psychiatry platformsView All Behavioral Health
Clinical Specialties ›Primary CareCardiologyOrthopedicsGastroenterologyDermatologyOB/GYNOphthalmologyView All Specialties
Care Settings ›Urgent CarePhysical TherapyRehabilitationHome HealthHospiceSkilled NursingAmbulatory Surgery CentersHospitals and Health SystemsFQHC / Community Health
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Network Partners
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Network Partner Program
Network Partner Program OverviewEverything about Copay's network partner revenue share program.Medical Billing CompaniesRevenue share on every claim you process through Copay.Healthcare ClearinghousesAPI-native integration at the EDI layer.
Become a Partner
Referral Partner Program
Referral Partner Program OverviewEverything about Copay's referral fee program.Independent Billers and CodersEarn a referral fee for every provider you send our way.Healthcare ConsultantsAdd cash flow solutions to your advisory practice.Financial Advisors and CPAsHelp your healthcare clients get paid faster.Healthcare AttorneysRefer clients with receivables challenges.Practice Management CompaniesA cash flow layer your clients actually need.
Become a Partner
Affiliate Partner Program
Affiliate Partner Program OverviewEverything about Copay's affiliate commission program.Healthcare AssociationsAffiliate commission on member activations.Media and Content PublishersCommission on applications through your platform.
Become a Partner
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BlogRCM, healthcare finance, payor insights, specialty billingFAQEverything about how Copay works
Reference
Insurance Payer InsightsUnitedHealthcare, Anthem, Aetna, Cigna, Humana, BCBS, Centene, MolinaGlossaryHealthcare billing and finance terms definedCPT/HCPCS CodesBilling code definitions across all specialties
Accounts Receivable FinanceHow It WorksAccelerate Your PaymentsImprove Cash FlowBenefits and Features
Behavioral HealthPrimary CareCardiologyOrthopedicsUrgent CareView All Specialties
Network Partner ProgramReferral Partner ProgramAffiliate Partner ProgramBecome a Partner
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Revenue cycle insights for healthcare providers.

Practical guidance on cash flow, accounts receivable finance, payor dynamics, and practice operations — written for providers, billing teams, and practice administrators.

Revenue CycleMay 2026

Why Healthcare Providers Wait 60 to 90 Days for Insurance Reimbursement

Commercial payors operate on payment schedules that were designed around their cash flow, not yours. Understanding why reimbursement takes so long is the first step to solving it.

By Eitan Glick, CEORead more ›
Cash FlowApr 2026

The Difference Between Accounts Receivable Finance and Medical Factoring

Both products accelerate cash from insurance claims. Only one does it without contacting your payors, without recourse on denials, and without changing how your billing team works.

By Eitan Glick, CEORead more ›
Behavioral HealthApr 2026

Why Mental Health Practices Face the Longest Payor Timelines

Behavioral health claims are subject to higher denial rates and longer adjudication timelines than most other specialties. Here is what drives that gap.

By Eitan Glick, CEORead more ›
Revenue CycleMar 2026

What Non-Recourse Actually Means in Healthcare Receivables Finance

Not all non-recourse structures are equal. This is exactly what Copay's non-recourse protection covers, what it excludes, and why the distinction matters for your practice.

By Eitan Glick, CEORead more ›
EligibilityMar 2026

Which Insurance Claims Are Eligible for Accounts Receivable Finance

Payor type, claim type, and insurance category all affect eligibility. This breakdown covers what qualifies, what does not, and how Copay determines eligibility for each claim.

By Eitan Glick, CEORead more ›
UnderwritingFeb 2026

How Copay Prices Individual Claims Using Reimbursement Performance Data

Copay's underwriting engine evaluates each claim individually. This explains what data goes into that evaluation and why it produces more accurate advance rates than portfolio-level pricing.

By Eitan Glick, CEORead more ›

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Underwriting4
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AR Finance vs. Medical FactoringMental Health Payor TimelinesWhat Non-Recourse Actually MeansWhich Claims Are Eligible