Consistent, predictable working capital.
Copay turns your claims into predictable, next day cash flow. No more managing your practice around payor reimbursement schedules. Know exactly what is coming in, every billing cycle.
From unpredictable to consistent.
When reimbursement arrives on a payor's schedule, cash flow is unpredictable. Copay replaces that uncertainty with a predictable, automatic funding cycle tied to your billing.
Predictable cash every cycle
Eligible claims submitted on any business day are funded the following business day. You always know when cash is arriving and how much to expect.
No draw requests
Copay funding is automatic. There is no portal to log into, no funding request to submit, and no approval process to wait on. Cash arrives on schedule.
Plan with confidence
With next-day funding on eligible claims, you can plan payroll, vendor payments, and operational expenses around a reliable cash flow — not a 30 to 60 day waiting window.
Reduce reliance on credit lines
Many practices use lines of credit to bridge the reimbursement gap. Copay eliminates the gap, which reduces or eliminates the need for credit-based working capital.
No balance sheet impact
Copay purchases your receivables it does not lend against them. Nothing is added to your liabilities. No debt, no interest, no personal guarantee.
Scales with your practice
As your billing volume grows, your Copay facility grows with it. More patients mean more funded claims automatically, without renegotiation.
Build a more predictable practice.
Next-day funding. No loans. No changes to how you bill.