Accounts Receivable Finance

Accounts Receivable Finance

Accounts Receivable Finance OverviewEverything about Copay's accounts receivable finance facility.How It WorksApply, connect, and get paid the next business day.Accelerate Your PaymentsInsurance takes 60 days. Copay takes one.Healthcare Claims FinancingNot a loan. Not an MCA. Your claims, paid sooner.Flexible Funding OptionsScales automatically with your claim volume.Improve Cash FlowConsistent, predictable working capital.Reduce Collection DelaysStop the 30–90 day reimbursement wait.Benefits and FeaturesEverything included. No hidden terms.

Programs

Network Partners

Referral Partners

Affiliate Partners

Network Partner Program

Network Partner Program OverviewEverything about Copay's network partner revenue share program.Medical Billing CompaniesRevenue share on every claim you process through Copay.Healthcare ClearinghousesAPI-native integration at the EDI layer.

Become a Partner

Referral Partner Program

Referral Partner Program OverviewEverything about Copay's referral fee program.Independent Billers and CodersEarn a referral fee for every provider you send our way.Healthcare ConsultantsAdd cash flow solutions to your advisory practice.Financial Advisors and CPAsHelp your healthcare clients get paid faster.Healthcare AttorneysRefer clients with receivables challenges.Practice Management CompaniesA cash flow layer your clients actually need.

Become a Partner

Affiliate Partner Program

Affiliate Partner Program OverviewEverything about Copay's affiliate commission program.Healthcare AssociationsAffiliate commission on member activations.Media and Content PublishersCommission on applications through your platform.

Become a Partner

Learn

BlogRCM, healthcare finance, payor insights, specialty billing FAQEverything about how Copay works

Reference

Insurance Payer InsightsUnitedHealthcare, Anthem, Aetna, Cigna, Humana, BCBS, Centene, Molina GlossaryHealthcare billing and finance terms defined CPT/HCPCS CodesBilling code definitions across all specialties

Care Settings

Accounts receivable financing for every care setting.

Reimbursement timelines and billing complexity vary significantly across care settings. Copay underwrites each claim individually based on your specific setting, procedure, and payor combination.

96%

Approval rate

8+

Care settings served

Next day

Time to payment

$0

Debt on your balance sheet

All care settings.

High-volume E&M, diagnostics, and workers compensation billing.

Physical Therapy & Rehab›

Authorization-heavy payors, therapeutic procedure codes, and outcome billing.

Home Health & Hospice›

Medicare PDGM episodes, skilled nursing, and home-based therapy services.

Multi-Specialty Groups›

Complex payor mixes across multiple specialties and locations.

Ambulatory Surgery Centers›

Facility fee billing, surgical codes, and commercial payor reimbursement.

Skilled Nursing›

Medicare Part A PDPM, Medicaid long-term care, and commercial SNF benefits.

FQHC / Community Health›

Federally qualified health center billing across Medicaid and commercial payors.

Hospitals & Health Systems›

Inpatient and outpatient facility billing across all major payors.

Your claims are already earning you cash.

No loans. No personal guarantees. No billing changes. 96% approval rate.

Schedule a Demo All Specialties