Accounts Receivable Finance
Accounts Receivable Finance
Accounts Receivable Finance OverviewEverything about Copay's accounts receivable finance facility.How It WorksApply, connect, and get paid the next business day.Accelerate Your PaymentsInsurance takes 60 days. Copay takes one.Healthcare Claims FinancingNot a loan. Not an MCA. Your claims, paid sooner.Flexible Funding OptionsScales automatically with your claim volume.Improve Cash FlowConsistent, predictable working capital.Reduce Collection DelaysStop the 30–90 day reimbursement wait.Benefits and FeaturesEverything included. No hidden terms.
Behavioral Health
Mental Health PracticesTherapists, LCSWs, LPCs, psychologistsABA TherapyApplied Behavior Analysis, autism servicesPsychiatryMedication management, diagnostic evaluationsTelehealth Behavioral HealthVirtual therapy, online psychiatry platformsView All Behavioral Health
Clinical Specialties ›Primary CareCardiologyOrthopedicsGastroenterologyDermatologyOB/GYNOphthalmologyView All Specialties
Care Settings ›Urgent CarePhysical TherapyRehabilitationHome HealthHospiceSkilled NursingAmbulatory Surgery CentersHospitals and Health SystemsFQHC / Community Health
Programs
Network Partners
Referral Partners
Affiliate Partners
Network Partner Program
Network Partner Program OverviewEverything about Copay's network partner revenue share program.Medical Billing CompaniesRevenue share on every claim you process through Copay.Healthcare ClearinghousesAPI-native integration at the EDI layer.
Become a Partner
Referral Partner Program
Referral Partner Program OverviewEverything about Copay's referral fee program.Independent Billers and CodersEarn a referral fee for every provider you send our way.Healthcare ConsultantsAdd cash flow solutions to your advisory practice.Financial Advisors and CPAsHelp your healthcare clients get paid faster.Healthcare AttorneysRefer clients with receivables challenges.Practice Management CompaniesA cash flow layer your clients actually need.
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Affiliate Partner Program
Affiliate Partner Program OverviewEverything about Copay's affiliate commission program.Healthcare AssociationsAffiliate commission on member activations.Media and Content PublishersCommission on applications through your platform.
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Learn
BlogRCM, healthcare finance, payor insights, specialty billingFAQEverything about how Copay works
Reference
Insurance Payer InsightsUnitedHealthcare, Anthem, Aetna, Cigna, Humana, BCBS, Centene, MolinaGlossaryHealthcare billing and finance terms definedCPT/HCPCS CodesBilling code definitions across all specialties
Accounts Receivable FinanceHow It WorksAccelerate Your PaymentsImprove Cash FlowBenefits and Features
Behavioral HealthPrimary CareCardiologyOrthopedicsUrgent CareView All Specialties
Network Partner ProgramReferral Partner ProgramAffiliate Partner ProgramBecome a Partner
BlogInsurance Payer InsightsGlossaryFAQCPT/HCPCS Codes
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Clinical Specialties

Accounts receivable financing for every clinical specialty.

Reimbursement timelines and payor behavior differ across clinical specialties. Copay underwrites each claim individually against real reimbursement data for your specific specialty, procedure, and payor.

96%
Approval rate
25+
Clinical specialties served
Next day
Time to payment
$0
Debt on your balance sheet

All clinical specialties.

Primary Care›
Office visits, chronic care management, and preventive services.
Cardiology›
Echocardiography, stress testing, catheterization, and device implants.
Orthopedics›
Joint replacement, arthroscopy, fracture care, and joint injections.
Gastroenterology›
Endoscopy, colonoscopy, and procedure-based commercial payor mix.
Dermatology›
Medical and surgical dermatology across commercial payors.
OB/GYN & Women's Health›
Obstetric global billing, gynecologic procedures, and related services.
Ophthalmology & Optometry›
Surgical and medical eye care across major commercial payors.
Internal Medicine›
High-volume E&M and chronic disease management.
Family Medicine›
Evaluation and management, preventive care, and minor procedures.
Neurology›
Neurological evaluations, EEGs, EMGs, and related procedures.
Pain Management›
Interventional pain procedures and medication management.
Podiatry›
Foot and ankle surgery, wound care, and routine podiatric services.
Rheumatology›
Infusion therapy, joint injections, and autoimmune disease management.
Urology›
Surgical and medical urology across commercial and government payors.
Pulmonology & Sleep Medicine›
Pulmonary function testing, bronchoscopy, and sleep studies.
Endocrinology & Nephrology›
Chronic disease management, dialysis, and metabolic workups.
Anesthesiology›
Surgical anesthesia and pain management services.
Audiology / ENT›
Diagnostic audiology, otolaryngology procedures, and cochlear implants.
Dental›
Oral surgery and dental claims across commercial dental payors.
Chiropractic›
Spinal manipulation and chiropractic services for commercial payors.
Occupational Medicine›
Workers compensation, employer health services, and injury care.
Plastic Surgery›
Reconstructive procedures and medically necessary cosmetic services.
Oncology & Hematology›
Infusion therapy, chemotherapy administration, and hematologic services.
Pediatrics›
Well-child visits, immunizations, and pediatric acute care.
Asthma & Allergy›
Allergy testing, immunotherapy, and respiratory condition management.

Your claims are already earning you cash.

No loans. No personal guarantees. No billing changes. 96% approval rate.

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