Accounts Receivable Finance
Accounts Receivable Finance
Accounts Receivable Finance OverviewEverything about Copay's accounts receivable finance facility.How It WorksApply, connect, and get paid the next business day.Accelerate Your PaymentsInsurance takes 60 days. Copay takes one.Healthcare Claims FinancingNot a loan. Not an MCA. Your claims, paid sooner.Flexible Funding OptionsScales automatically with your claim volume.Improve Cash FlowConsistent, predictable working capital.Reduce Collection DelaysStop the 30–90 day reimbursement wait.Benefits and FeaturesEverything included. No hidden terms.
Behavioral Health
Mental Health PracticesTherapists, LCSWs, LPCs, psychologistsABA TherapyApplied Behavior Analysis, autism servicesPsychiatryMedication management, diagnostic evaluationsTelehealth Behavioral HealthVirtual therapy, online psychiatry platformsView All Behavioral Health
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Programs
Network Partners
Referral Partners
Affiliate Partners
Network Partner Program
Network Partner Program OverviewEverything about Copay's network partner revenue share program.Medical Billing CompaniesRevenue share on every claim you process through Copay.Healthcare ClearinghousesAPI-native integration at the EDI layer.
Become a Partner
Referral Partner Program
Referral Partner Program OverviewEverything about Copay's referral fee program.Independent Billers and CodersEarn a referral fee for every provider you send our way.Healthcare ConsultantsAdd cash flow solutions to your advisory practice.Financial Advisors and CPAsHelp your healthcare clients get paid faster.Healthcare AttorneysRefer clients with receivables challenges.Practice Management CompaniesA cash flow layer your clients actually need.
Become a Partner
Affiliate Partner Program
Affiliate Partner Program OverviewEverything about Copay's affiliate commission program.Healthcare AssociationsAffiliate commission on member activations.Media and Content PublishersCommission on applications through your platform.
Become a Partner
Learn
BlogRCM, healthcare finance, payor insights, specialty billingFAQEverything about how Copay works
Reference
Insurance Payer InsightsUnitedHealthcare, Anthem, Aetna, Cigna, Humana, BCBS, Centene, MolinaGlossaryHealthcare billing and finance terms definedCPT/HCPCS CodesBilling code definitions across all specialties
Accounts Receivable FinanceHow It WorksAccelerate Your PaymentsImprove Cash FlowBenefits and Features
Behavioral HealthPrimary CareCardiologyOrthopedicsUrgent CareView All Specialties
Network Partner ProgramReferral Partner ProgramAffiliate Partner ProgramBecome a Partner
BlogInsurance Payer InsightsGlossaryFAQCPT/HCPCS Codes
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Network Partners

Partner with COPAY

Healthcare clearinghouses can extend their service offering with healthcare receivables solutions through a secure EDI or SFTP connection. No workflow changes required.

Apply NowProgram Overview
How Copay Works For You

Built for how you operate.

Every feature of Copay's partner program is designed around the specific way you work with provider practices.

EDI-layer integration

Copay integrates natively at the clearinghouse layer, reading eligible claims from your existing EDI pipeline. No additional software or middleware required.

Invisible to providers

Providers continue submitting claims through your clearinghouse exactly as they always have. Copay funding is a transparent layer that does not disrupt the existing workflow.

Revenue on funded volume

You earn compensation on every claim funded through practices connected via your clearinghouse integration. Compensation structure provided during the application review.

HIPAA-compliant data handling

All claim data processed through the Copay integration is encrypted in transit and at rest. A Business Associate Agreement is executed before any integration goes live.

API documentation and support

Copay's engineering team provides full API documentation and dedicated technical support for the integration build. Implementation is typically completed within two to four weeks.

Expand your value proposition

Offer next-day funding as a native capability within your clearinghouse platform. Differentiate your offering without building a financing product from scratch.

Healthcare Receivables Solutions a New Revenue Opportunity

Create More Value for Your Provider Network

Apply NowProgram Overview